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Property Transactions

Property is often the most valuable asset you will own, and dealing with it requires careful legal guidance. At Howard & Co., we provide straightforward, professional advice on all types of property transactions — from moving home to remortgaging, transferring or gifting property. Our role is to make the process clear, efficient, and stress-free, while protecting your interests at every stage.

Buying or Selling Property

Whether you are purchasing your first home, moving to a new house, or selling a property, our conveyancing team will handle all the legal formalities. We carry out searches, draft and review contracts, liaise with lenders, and ensure the transfer of ownership is completed smoothly. Our goal is to make the moving process as simple and stress-free as possible.

Remortgaging

Remortgaging can allow you to access better mortgage rates, release equity, or restructure your finances. We liaise with lenders, check the terms of your mortgage offer, and ensure all legal conditions are satisfied. By handling the process efficiently, we help you avoid delays and ensure your financial arrangements are secure.

Transfers

There are many reasons you may wish to transfer a property into another person’s name — such as separation, marriage, or tax planning. We draft and review the necessary legal documentation, update the Land Registry, and ensure the transfer is completed correctly. Early advice can help avoid disputes and ensure the transfer reflects your intentions.

Gifts

Gifting property to a family member or loved one can be an important part of future planning. We provide advice on the legal and tax implications, prepare the transfer documentation, and ensure the gift is validly completed. Our team will give you peace of mind that the process has been handled properly and your wishes are respected.

When to seek legal advice

You should instruct a solicitor as early as possible if you are:

  • Buying or selling residential property.
  • Planning to remortgage your property.
  • Transferring property between owners.
  • Gifting property to a family member.
  • Unsure about your rights, obligations or tax implications of a transaction.

Practical advice for property transactions

  1. Get advice early. Speak to a solicitor as soon as you decide to buy, sell, remortgage or transfer a property to avoid costly mistakes.
  2. Check finances in advance. Have your mortgage or funding in place early and provide proof of funds when needed.
  3. Keep clear records. Gather deeds, mortgage details, planning consents and any warranties to avoid delays.
  4. Respond promptly. Delays often come from unanswered enquiries or missing paperwork — provide requested information quickly.
  5. Consider the bigger picture. Think about long-term financial or family implications before completing any transaction, especially gifts or transfers.

How Howard & Co. can help

Established in 1976, Howard & Co. has built a reputation for friendly, professional service in property law. As members of the Conveyancing Quality Scheme, we meet the highest professional standards, giving you confidence that your property transaction is in safe hands. Our team will keep you updated, explain everything in plain English, and complete your transaction as efficiently as possible.

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Contact us

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